One of Fintiv's unique core competencies is its deep experience and extensive capabilities in helping leading brands deploy value added ecosystems for their consumers and store locations. The following is a partial list of ecosystems deployed.

Vodafone needed a solution that would allow their customers to consolidate all of their physical payment cards into a mobile wallet. Our platform allowed for interconnectivity between the participating merchants and services and the customer’s mobile phone. The resulting mobile wallet app was launched in six countries.

Oklahoma City-based Old Glory Holding Company is launching as a new, digital bank offering.  Starting with traditional services delivered digital with plans to expand into industry leading services and delivery channels.  The solution for OGB encompasses Payments, Mobile, and Stored Value Accounting (SVA) capabilities, including a dedicated mobile application that facilitates seamless person-to-person and person-to-merchant secure payments.

CannaCard is a digital payment system combined with loyalty and rewards that simplifies the payment process processing for Cannabis retailers and alleviates the burden of operating in an all cash environment.

TJX was searching for a loyalty provider to launch a program for their international subsidiary, TK Maxx with stores and customers in the UK and Ireland. The chosen solution would become the central repository of loyalty accruals while utilizing flexible API’s to provide the capability to interface with an ecosystem of multiple vendors for payment transaction clearing, customer identification and communications.

Shell wanted to make it possible for their gas station customers in Europe to pay directly at the pump. Our platform connected Shell’s station payment infrastructure to the customer’s smart phone to enable payments without hardware changes. To date there have been million transactions on this system in the UK and based on that success it was subsequently being rolled out into the US.


Ahapay is a digital wallet designed specifically for cannabis that allows you to complete cashless transactions in real-time. With ahapay, all channels of the cannabis industry can now securely send and receive payments without the hassle.

Earl Enterprises

Earl Enterprises is a leader in the hospitality industry with iconic restaurant brands including Planet Hollywood and Buca di Beppo. The partnership with Earl Enterprises includes innovative digital merchant solutions across all channels and brands, optimization of payment processing and introduction of new digital services.. The services being provided encompass card processing conversion, in-location and online (eCommerce) ordering capabilities, merchandise store processing, and the migration of existing POS systems to enhance efficiency and customer satisfaction.

Life MD is a leading telemedicine company with a portfolio of online direct-to-consumer brands. The company combines virtual medical treatment with prescription medications and unique over-the-counter products. Its network of licensed physicians offers telemedicine services and direct-to-consumer pharmacy to consumers across the U.S.

Airswift is a financial technology company pioneering crypto payment solutions for businesses and consumers around the globe. It provides a decentralized payment protocol and an on-chain trade financing platform that connect businesses with consumers. Airswift is widely recognized as a leader in blockchain technology, with extensive operational experience in global digital payments and enterprise Web 3.0 financial infrastructure. The collaboration simplifies crypto-based purchases by providing crypto on-ramping and NFT purchasing using VISA and MasterCard with optimized exchange rates.

A comprehensive payment solution across its 4500+ franchise locations, each using over 100 different POS systems. Utilizing cloud-based payments integrated with tablets at the POS, seamlessly integrating multiple service partners into one unified solution. This involved integrating seven different solution partners to implement system-wide rewards, offers, and analytics. The app provides features such as rewards points tracking, geo-fenced offers, CRM-based coupons, and closed-loop payments, enhancing the overall customer experience.

Dunkin’ Donut required a flexible mobile wallet platform designed to seamlessly convert traditional plastic and gift cards into digital assets. This innovative wallet not only enables convenient mobile gifting but also facilitates remote and proximity payments. It accommodates a range of account types, including credit/debit cards, open-loop prepaid cards, and merchant closed-loop prepaid cards. Moreover, it incorporates mobile couponing and loyalty/rebate functionalities, elevating the customer experience across Dunkin’ Donuts outlets nationwide.

AT&T Commerce Connect & Mobile Wallet initiative integrated Mobile Wallet Solutions to target AT&T’s 130 million U.S. subscribers, along with Lusacell and Nextel’s 12 million subscribers in Mexico. Key features include Blackboard student ID card emulation. SVA and gift card services, loyalty programs, couponing, Bluetooth-enabled payment connections, and Expedia integration for location-based offers.

Central Bank of Jamaica approved mobile wallet solution targeting 1+ million customers across 42 credit unions. With over 40,000 downloads and 15,000 active subscribers pre-launch, expanded to the Bahamas, Turks & Caicos, and Bermuda. Key features include top-up, bill payment, remittances, cash in/out, retail and peer-to-peer payments, balance inquiry, B2B transactions, and direct deposit options.

HNB Bank Sri Lanka, the second largest private commercial bank in the country with 1.25 million account holders, offers comprehensive mobile banking services. Key features include P2P transfers, mobile top-ups, bill payments, and balance inquiries. HNB Bank is a major player in the Sri Lankan banking sector.

Commercial Bank of Dubai (CBD) is the 7th largest banking and financial services corporation in the UAE. The CBD mobile wallet, the first open-loop Mobile Money implementation in the UAE. Featuring English and Arabic localization, comprehensive Mobile Money capabilities, and supporting P2P and P2M transactions. Ability for users to conduct cash-in operations via agents, bank accounts, or credit cards, and access international airtime, bill payment, and remittance services as well as integration with various service providers and payment gateways, offering white-label solutions to other UAE banks.