Fintiv Solution · P2M
One integration that lets a merchant accept whatever a customer wants to pay with
Cards, wallets, and crypto, without ripping out the point of sale that's already there.
Overview
Merchants don't want another vendor relationship, they want their existing systems to keep working while accepting more ways to pay. Fintiv's P2M solution sits behind a merchant's current point of sale and adds card, digital wallet, and cryptocurrency acceptance through a single integration, with routing and settlement handled automatically in the background.
The capabilities behind this solution are delivered by Cloud Payments®, the network that leads the digital transformation of payments and commerce for businesses worldwide. Built to facilitate transformation both in the US and globally, Cloud Payments® applies mobile technology and networked business capabilities to advance financial inclusion and help merchants reach their growth and customer engagement goals.
Key Features
- Accepts cards, digital wallets, and cryptocurrency through one integration
- Works with a merchant's existing point of sale system, no hardware rip and replace
- Real time transaction routing and settlement through Fintiv's clearinghouse
- Proven across hospitality, healthcare, and retail environments
- Can layer in loyalty and peer to peer payment acceptance from the same platform
Why It Matters
- A network already running on this technology spans more than 1,000 merchants and better than a million consumers, having moved over a billion dollars in transactions.
- For an enterprise evaluating payment infrastructure, that's the difference between adopting something theoretical and adopting something already carrying real volume.
- Every payment method a merchant can't accept is a sale walking out the door, and a single integration that closes that gap pays for itself quickly.
How It Connects
Because P2M runs on the same clearinghouse as Fintiv's P2P and P2R solutions, a merchant on this network can also accept peer to peer payments directly and run loyalty and rewards programs without adding a second platform. It's one relationship covering acceptance, loyalty, and money movement instead of three.