Fintiv enables legal value movement, including monetary and asset transactions such as fiat & crypto currencies, tokens, loyalty points, and data.
(P2P)
Enable secure, real-time peer-to-peer money transfers across domestic and international markets with Fintiv’s advanced wallet infrastructure. Our white-label platform supports both fiat and digital currencies, helping enterprises deliver seamless, modern payment experiences. Built for flexibility, it boosts user engagement, drives retention, and scales with your business in an evolving global economy.
(P2M)
Providing merchants with the power to accept payment methods that customers trust, from fiat to crypto, across in-store and digital channels. Fintiv’s enterprise-grade platform handles transaction routing with precision, ensures compliance, and enables multi-currency settlement. We unlock next-generation payment experiences providing businesses flexible and future-ready payment capabilities.
(P2R)
Turn loyalty into a growth engine with customizable programs that boost engagement, drive repeat spend, and strengthen brand affinity. Fintiv’s platform empowers you to offer points accrual, redemptions, and cross-brand rewards, while unlocking next-gen capabilities. Built to scale and evolve with your customers, our solution is designed to enhance loyalty and become a long-term driver of customer lifetime value.
(P2C)
Issue and manage physical and virtual card programs at scale, on your terms. Fintiv’s integrated solution provides your enterprise with account creation, ledgering, card issuance and real-time transaction management. With direct BIN access through strategic banking relationships, our solution is purpose-built for high-impact use cases including disbursements, refunds, and embedded finance, helping you move faster, reduce friction, and deliver quality branded financial experiences.
(P2T)
Unlock new asset classes and liquidity opportunities by securely tokenizing real-world and digital assets in full regulatory alignment. Fintiv supports 1:1-backed equity tokens, real-time settlement, and 24/7 liquidity through integrated Automated Market Makers. Designed to connect traditional finance (TradFi) with decentralized finance (DeFi), our platform empowers your enterprise to lead the future of finance in a secure and compliant environment.
(RCH)
Fintiv connects the new digital currency world to the existing fiat banking system via patented cash-in capabilities in conjunction with stored value accounts. Utilizing Visa and Mastercards as well as bank accounts via the Automated Clearing House (ACH), Fintiv facilitates the loading of fiat funds into digital wallets and the onramping of fiat currencies into crypto currencies, primarily via stablecoins.
(SVA)
Fintiv pioneered and continues to specialize in patented stored value accounts and closed loop digital wallet ecosystems for consumers and merchants around the world. Stored value accounts enable users to easily load funds and conduct peer to peer transactions among other consumers, for purchases at merchants and for asset tokenization and loyalty rewards transactions.
(OWL)
In conjunction with stored value accounting, Fintiv provides consumers and merchants with patented omni wallet ledgering which simplifies and streamlines the user experience with the multiple and unlimited wallets that are prevalent in the Digital Economy. From fiat balances to loyalty points and crypto currences to tokenized assets, Fintiv makes the user experience safe and easy.
(MNO)
Fintiv is the global leader in white labeled digital wallets for telcos and mobile network operations around the world having deployed ecosystems in more than 35 countries for 18 of 20 leading providers. As a pioneer in NFC tap & pay wallet technology and the inventor of the Trusted Services Manager (TSM) system, Fintiv has licensed it’s mobile wallet and cloud infrastructure wallet server solutions to most of the major telcos servicing more than 1.5B subscribers in all corners of the world.
(FI)
Fintiv understands the stringent regulatory and security demands unique to the financial sector. Through extensive partnerships with financial institutions worldwide, we’ve honed our expertise. Whether you’re a bank, credit union, or payment processor, Fintiv’s robust platform can elevate your mobile capabilities, providing your customers with direct access to a wider array of services from their mobile devices, bridging the challenging void between the Web2 and Web3 ecosystems.
(RET)
Fintiv has developed innovative and transformative digital wallet payment solutions for many of the world’s top retailers. Fintiv’s payments platform enables a single integration that allows any company to change many of its payments capabilities without having to rewrite apps, focusing instead on better user experiences, lowering costs, increasing revenue and retention. Fintiv’s loyalty platform is enabling customers to easily transition into the DeFi and Web3 retail environment.
